We have updated section 3 in our Terms and Conditions of Business that explains how client money is held and protected under the rules of the Financial Conduct Authority’s Client Assets Sourcebook (CASS). There is no change to the way your money is managed. The update is to provide clearer and more transparent information. View our Current Terms and Conditions of Business

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We have updated section 3 in our Terms and Conditions of Business that explains how client money is held and protected under the rules of the Financial Conduct Authority’s Client Assets Sourcebook (CASS). There is no change to the way your money is managed. The update is to provide clearer and more transparent information. View our Current Terms and Conditions of Business

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Learn about SIPPs

When Can I Access My SIPP?

A Self-Invested Personal Pension (SIPP) gives you flexibility and control over your retirement savings — but there are rules around when you can take those savings. Minimum Access Age Under current UK pension rules, you can usually start accessing your SIPP from age 55, rising to 57 from April 2028. You may be able to […]

Adviser Fee Agreements: How They Work

Many Alltrust members use a financial adviser to help manage their SIPP. Adviser fee agreements allow fees to be paid directly from the pension, rather than personally.   What is an adviser fee agreement? An adviser fee agreement is an arrangement that allows: Agreed adviser fees to be deducted from your SIPP Payments to be […]

SIPP Administration: What to Expect Once You Have Opened a SIPP

Opening a Self-Invested Personal Pension (SIPP) is an important step in taking control of retirement planning. While much of the focus is often on choosing investments and tax efficiency, it is equally important to understand what happens behind the scenes once a SIPP is established. Ongoing administration plays a crucial role in ensuring a SIPP […]

Understanding the roles of members and trustees

A Self-Invested Personal Pension (SIPP) gives individuals greater control and flexibility over their retirement savings. However, with that flexibility comes a clear legal and operational structure. Two key parties sit at the heart of every SIPP: the member and the trustee. Understanding the distinct roles and responsibilities of each is essential for anyone considering, or […]

SIPP Terms explained

Pensions and SIPPs in particular often come with a lot of technical language and financial jargon. We know this can make understanding your pension feel more complicated than it needs to be. To help, we have put together a plain-English guide to some of the most common terms you may come across when holding or […]

What documents do you need to open a SIPP?

Here is a list of the types of documents that will be required for you to apply for an Alltrust SIPP A fully signed and completed SIPP Application Form Passport or driving license Recent utility bill, bank statement, or Council Tax statement Your adviser will need to provide us with a suitability report If In-specie, […]

How to apply for a SIPP with Alltrust

What you need to know before applying The Alltrust SIPP is a flexible retirement solution that allows you to: Hold a broad range of permitted investments Make contributions or transfers into the scheme Take benefits in flexible ways from age 55 (rising to 57 in 2028) Receive tax-relieved growth within the pension wrapper Before applying, […]

What is a Self-Invested Personal Pension (SIPP)?

What Is a SIPP? A Self-Invested Personal Pension (SIPP) is a type of UK personal pension that gives individuals greater control and flexibility over how their retirement savings are invested, compared to standard personal or workplace pensions. In simple terms, a SIPP allows you to choose where your pension money is invested, while still benefiting […]
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